Marklet

academic survey

Challenges in Personal Financial Planning Among Working Professionals

This questionnaire is prepared for an academic field project to understand the challenges faced by working professionals in managing their personal finances, savings, investments and financial goals. The information collected will be used only for academic purposes. Your responses will be kept confidential.

Survey Questions

  1. 11. What is your age group?Options: 18–25 years, 26–35 years, 36–45 years, 46–55 years, Above 55 years
  2. 22. What is your gender?Options: Male, Female, Prefer not to say
  3. 33. What is your monthly income range?Options: Below ₹25,000, ₹25,000–₹50,000, ₹50,001–₹75,000, ₹75,001–₹1,00,000, Above ₹1,00,000
  4. 44. How often do you prepare a personal budget?Options: Every month, Occasionally, Rarely, Never
  5. 55. What percentage of your monthly income do you usually save?Options: Less than 10%, 10%–20%, 21%–30%, More than 30%, I do not save regularly
  6. 66. What is your main financial priority?Options: Saving for future, Buying a house/car, Children’s education, Retirement planning, Emergency fund, Other
  7. 77. Do you maintain an emergency fund?Options: Yes, regularly, Yes, but insufficient, No, Not sure
  8. 88. Which investment options do you currently use?Options: Bank Fixed Deposits, Mutual Funds, Shares/Stocks, Gold, Insurance, Recurring Deposits, Public Provident Fund (PPF), None
  9. 99. What is the biggest challenge you face in financial planning?Options: High living expenses, Low savings, Lack of financial knowledge, Debt/loan payments, Lack of time, Difficulty in choosing investments
  10. 1010. Do you have any loans or debts?Options: Yes, No, Prefer not to say
  11. 1111. How confident are you in managing your personal finances?Linear Scale 1–5 (1 = Not confident, 5 = Very confident)
  12. 1212. How would you rate your knowledge of investment and financial planning?Linear Scale 1–5 (1 = Very low, 5 = Very high)
  13. 1313. Do you plan financially for your retirement?Options: Yes, regularly, Yes, but not regularly, No, I have not thought about it yet
  14. 1414. What would help you improve your financial planning?Options: Financial education, Professional financial advice, Better income, More investment knowledge, Budgeting tools/apps, More time for financial planning
  15. 1515. How often do you review your financial plans?Options: Every month, Every 3–6 months, Once a year, Rarely, Never